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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,153 | $227,597-88.5% | $189,575-86.2% | $167,536-84.4% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.4%-18.4pp | 82.1%-22.1pp |
| Annual return | 14.86% | 78.44%-63.6pp | 64.19%-49.3pp | 478.82%-464.0pp |
| Employer contribution / active EE | $858 | $5,316-83.9% | $4,412-80.6% | $4,839-82.3% |
| Participant deferral / active EE | $4,078 | $7,002-41.8% | $6,174-34.0% | $6,342-35.7% |
| Admin fee / account holder | $976 | $11,877-91.8% | $9,806-90.1% | $12,315-92.1% |