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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,916 | $78,690-96.3% | $161,489-98.2% | $87,485-96.7% |
| Participation rate | 71.7% | 67.5%+4.3pp | 78.7%-7.0pp | 68.9%+2.8pp |
| Annual return | 21.79% | 32.74%-11.0pp | 89.72%-67.9pp | 26.06%-4.3pp |
| Employer contribution / active EE | $14 | $2,588-99.5% | $4,268-99.7% | $2,596-99.5% |
| Participant deferral / active EE | $1,000 | $3,311-69.8% | $5,630-82.2% | $4,274-76.6% |
| Admin fee / account holder | $301 | $6,724-95.5% | $16,006-98.1% | $7,775-96.1% |