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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,159 | $118,708-88.1% | $98,920-85.7% | $158,982-91.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 66.13% | 372.49%-306.4pp | 196.47%-130.3pp | 302.99%-236.9pp |
| Employer contribution / active EE | $1,299 | $3,334-61.0% | $2,689-51.7% | $4,763-72.7% |
| Participant deferral / active EE | $1,305 | $5,089-74.4% | $4,245-69.2% | $5,983-78.2% |
| Admin fee / account holder | $645 | $10,134-93.6% | $6,643-90.3% | $11,252-94.3% |