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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,744 | $62,166-68.2% | $81,286-75.7% | $74,429-73.5% |
| Participation rate | 89.1% | 64.1%+25.0pp | 69.5%+19.6pp | 67.2%+21.9pp |
| Annual return | 13.05% | 16.50%-3.5pp | 24.80%-11.7pp | 1368.38%-1355.3pp |
| Employer contribution / active EE | $936 | $1,881-50.2% | $2,463-62.0% | $2,625-64.3% |
| Participant deferral / active EE | $2,005 | $3,223-37.8% | $3,883-48.4% | $4,348-53.9% |
| Admin fee / account holder | $1,706 | $1,925-11.4% | $5,764-70.4% | $1,944-12.3% |