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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,744 | $62,177-68.2% | $81,370-75.7% | $74,478-73.5% |
| Participation rate | 89.1% | 64.1%+25.0pp | 69.5%+19.5pp | 67.2%+21.9pp |
| Annual return | 13.05% | 16.62%-3.6pp | 24.85%-11.8pp | 1370.56%-1357.5pp |
| Employer contribution / active EE | $936 | $1,881-50.2% | $2,464-62.0% | $2,626-64.4% |
| Participant deferral / active EE | $2,005 | $3,219-37.7% | $3,885-48.4% | $4,350-53.9% |
| Admin fee / account holder | $1,706 | $1,927-11.5% | $5,749-70.3% | $1,946-12.3% |