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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,679 | $43,133-82.2% | $89,414-91.4% | $73,493-89.6% |
| Participation rate | 81.1% | 55.0%+26.1pp | 68.0%+13.1pp | 70.7%+10.4pp |
| Annual return | 140.50% | 135.66%+4.8pp | 245.50%-105.0pp | 28.51%+112.0pp |
| Employer contribution / active EE | $638 | $1,438-55.6% | $2,586-75.3% | $2,270-71.9% |
| Participant deferral / active EE | $4,505 | $2,445+84.3% | $3,890+15.8% | $3,740+20.4% |
| Admin fee / account holder | $125 | $444-71.9% | $4,883-97.4% | $513-75.7% |