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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,428 | $202,342-60.3% | $172,752-53.4% | $152,897-47.4% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 22.82% | 1029.83%-1007.0pp | 802.97%-780.2pp | 345.43%-322.6pp |
| Employer contribution / active EE | $1,304 | $5,858-77.7% | $5,144-74.7% | $4,764-72.6% |
| Participant deferral / active EE | $4,813 | $5,948-19.1% | $5,198-7.4% | $5,851-17.7% |
| Admin fee / account holder | $2,033 | $17,111-88.1% | $13,955-85.4% | $11,599-82.5% |