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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,628 | $148,623-12.8% | $135,974-4.7% | $139,466-7.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 31.87% | 79.30%-47.4pp | 68.30%-36.4pp | 373.66%-341.8pp |
| Employer contribution / active EE | $4,537 | $5,246-13.5% | $4,859-6.6% | $4,754-4.6% |
| Participant deferral / active EE | $8,705 | $8,103+7.4% | $7,760+12.2% | $6,712+29.7% |
| Admin fee / account holder | $4,584 | $12,406-63.0% | $10,767-57.4% | $11,409-59.8% |