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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,395 | $148,623+43.6% | $135,974+56.9% | $139,466+53.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.91% | 79.30%-68.4pp | 68.30%-57.4pp | 373.66%-362.8pp |
| Employer contribution / active EE | $8,467 | $5,246+61.4% | $4,859+74.3% | $4,754+78.1% |
| Participant deferral / active EE | $7,500 | $8,103-7.4% | $7,760-3.4% | $6,712+11.7% |
| Admin fee / account holder | $1,695 | $12,406-86.3% | $10,767-84.3% | $11,409-85.1% |