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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,745 | $209,874-83.4% | $189,537-81.7% | $167,536-79.3% |
| Participation rate | 90.0% | 88.7%+1.3pp | 87.8%+2.2pp | 82.1%+7.9pp |
| Annual return | 17.37% | 748.61%-731.2pp | 555.34%-538.0pp | 478.82%-461.4pp |
| Employer contribution / active EE | $2,587 | $6,913-62.6% | $6,161-58.0% | $4,839-46.5% |
| Participant deferral / active EE | $9,534 | $8,934+6.7% | $8,220+16.0% | $6,342+50.3% |
| Admin fee / account holder | $637 | $14,299-95.5% | $12,048-94.7% | $12,315-94.8% |