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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,849 | $202,342+26.9% | $172,753+48.7% | $152,909+68.0% |
| Participation rate | 58.3% | 87.1%-28.7pp | 82.6%-24.3pp | 82.5%-24.1pp |
| Annual return | 27.24% | 1029.88%-1002.6pp | 803.00%-775.8pp | 345.46%-318.2pp |
| Employer contribution / active EE | $1,563 | $5,857-73.3% | $5,144-69.6% | $4,764-67.2% |
| Participant deferral / active EE | $4,593 | $5,948-22.8% | $5,198-11.6% | $5,851-21.5% |
| Admin fee / account holder | $238 | $17,112-98.6% | $13,956-98.3% | $11,601-97.9% |