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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,891 | $127,387-26.3% | $115,038-18.4% | $125,389-25.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -8.34% | 31.28%-39.6pp | 26.14%-34.5pp | 282.24%-290.6pp |
| Employer contribution / active EE | $3,853 | $5,166-25.4% | $4,608-16.4% | $4,866-20.8% |
| Participant deferral / active EE | $4,800 | $6,423-25.3% | $6,026-20.4% | $5,352-10.3% |
| Admin fee / account holder | $3,323 | $9,516-65.1% | $8,175-59.4% | $9,541-65.2% |