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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,297 | $72,177+90.2% | $115,037+19.4% | $59,633+130.2% |
| Participation rate | 68.6% | 72.6%-4.0pp | 81.4%-12.8pp | 68.7%-0.1pp |
| Annual return | -0.58% | 12.02%-12.6pp | 26.14%-26.7pp | 2041.40%-2042.0pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $13,273 | $4,783+177.5% | $6,026+120.3% | $3,192+315.9% |
| Admin fee / account holder | $16,962 | $4,927+244.3% | $8,175+107.5% | $4,297+294.7% |