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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,318 | $157,304+36.9% | $141,197+52.5% | $152,909+40.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.30% | 64.34%-44.0pp | 71.41%-51.1pp | 345.46%-325.2pp |
| Employer contribution / active EE | $3,511 | $5,263-33.3% | $4,736-25.9% | $4,764-26.3% |
| Participant deferral / active EE | $10,383 | $7,111+46.0% | $6,710+54.7% | $5,851+77.5% |
| Admin fee / account holder | $2,946 | $12,126-75.7% | $10,265-71.3% | $11,601-74.6% |