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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,329 | $59,819+119.5% | $79,583+65.0% | $68,490+91.7% |
| Participation rate | 95.7% | 61.1%+34.6pp | 69.5%+26.2pp | 67.9%+27.8pp |
| Annual return | -19.76% | -12.30%-7.5pp | 0.16%-19.9pp | -7.85%-11.9pp |
| Employer contribution / active EE | $3,614 | $1,505+140.1% | $2,414+49.7% | $2,597+39.2% |
| Participant deferral / active EE | $8,327 | $3,025+175.3% | $3,986+108.9% | $4,028+106.7% |
| Admin fee / account holder | $811 | $4,835-83.2% | $6,835-88.1% | $5,403-85.0% |