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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,408 | $95,917-7.8% | $79,583+11.1% | $134,545-34.3% |
| Participation rate | 64.7% | 75.0%-10.3pp | 69.5%-4.8pp | 81.2%-16.5pp |
| Annual return | -15.68% | -2.70%-13.0pp | 0.16%-15.8pp | 418.37%-434.0pp |
| Employer contribution / active EE | $1,374 | $3,129-56.1% | $2,414-43.1% | $4,742-71.0% |
| Participant deferral / active EE | $1,886 | $4,694-59.8% | $3,986-52.7% | $6,401-70.5% |
| Admin fee / account holder | $2,648 | $9,132-71.0% | $6,835-61.3% | $11,431-76.8% |