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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,919 | $106,280-27.6% | $96,538-20.3% | $139,487-44.9% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 21.16% | 38.48%-17.3pp | 35.74%-14.6pp | 373.84%-352.7pp |
| Employer contribution / active EE | $3,578 | $4,107-12.9% | $3,740-4.3% | $4,755-24.7% |
| Participant deferral / active EE | $7,201 | $5,457+32.0% | $4,880+47.6% | $6,713+7.3% |
| Admin fee / account holder | $3 | $7,888-100.0% | $6,737-100.0% | $11,407-100.0% |