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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,605 | $82,314-34.9% | $68,808-22.1% | $134,532-60.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 69.0%+31.0pp | 81.2%+18.8pp |
| Annual return | -27.71% | -2.18%-25.5pp | -6.37%-21.3pp | 418.27%-446.0pp |
| Employer contribution / active EE | $5,698 | $3,301+72.6% | $2,656+114.6% | $4,741+20.2% |
| Participant deferral / active EE | $3,803 | $4,740-19.8% | $3,942-3.5% | $6,401-40.6% |
| Admin fee / account holder | $921 | $6,484-85.8% | $4,936-81.3% | $11,429-91.9% |