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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $6,748 |
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $401 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,264 | $39,028-55.8% | $80,741-78.6% | $85,847-79.9% |
| Participation rate | 36.9% | 41.6%-4.6pp | 54.2%-17.3pp | 69.3%-32.4pp |
| Annual return | 13.15% | 26.31%-13.2pp | 87.30%-74.1pp | 318.61%-305.5pp |
| Employer contribution / active EE | $995 | $722+37.8% | $1,160-14.2% | $2,565-61.2% |
| Participant deferral / active EE | $1,526 | $1,326+15.1% | $2,145-28.9% | $3,952-61.4% |
| Admin fee / account holder | $298 | $2,429-87.7% | $3,380-91.2% | $6,261-95.2% |