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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,716 | $39,036-80.2% | $80,784-90.4% | $85,851-91.0% |
| Participation rate | 72.0% | 41.6%+30.4pp | 54.2%+17.8pp | 69.3%+2.7pp |
| Annual return | 23.10% | 26.31%-3.2pp | 87.31%-64.2pp | 318.63%-295.5pp |
| Employer contribution / active EE | $994 | $722+37.5% | $1,160-14.4% | $2,565-61.3% |
| Participant deferral / active EE | $2,136 | $1,326+61.0% | $2,145-0.4% | $3,952-46.0% |
| Admin fee / account holder | $727 | $2,429-70.1% | $3,380-78.5% | $6,261-88.4% |