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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,598 | $183,988-88.3% | $162,177-86.7% | $152,897-85.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 30.11% | 150.79%-120.7pp | 115.60%-85.5pp | 345.43%-315.3pp |
| Employer contribution / active EE | $2,241 | $6,370-64.8% | $5,613-60.1% | $4,764-53.0% |
| Participant deferral / active EE | $8,173 | $8,032+1.7% | $7,297+12.0% | $5,851+39.7% |
| Admin fee / account holder | $4,280 | $13,123-67.4% | $10,843-60.5% | $11,599-63.1% |