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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,510 | $223,823-79.7% | $211,142-78.4% | $154,746-70.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 16.47% | 50.39%-33.9pp | 46.84%-30.4pp | 172.34%-155.9pp |
| Employer contribution / active EE | $2,290 | $6,787-66.3% | $6,442-64.5% | $4,379-47.7% |
| Participant deferral / active EE | $4,239 | $9,750-56.5% | $9,284-54.3% | $6,730-37.0% |
| Admin fee / account holder | $714 | $19,707-96.4% | $19,076-96.3% | $14,365-95.0% |