Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $35,153 |
SECURITIES AMERICA INC1 year Filed as: SECURITIES AMERICA ADVISORS, INC. Service code 27 · EIN 47-0648506 | Advisory (Plan) | $13,549 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,506 | $65,453-68.7% | $86,698-76.3% | $66,938-69.4% |
| Participation rate | 63.1% | 75.5%-12.4pp | 76.6%-13.5pp | 69.8%-6.7pp |
| Annual return | 1.09% | -10.89%+12.0pp | 35.95%-34.9pp | 1.58%-0.5pp |
| Employer contribution / active EE | $2,484 | $2,154+15.3% | $2,837-12.4% | $2,545-2.4% |
| Participant deferral / active EE | $5,547 | $4,102+35.2% | $4,656+19.1% | $4,238+30.9% |
| Admin fee / account holder | $152 | $642-76.4% | $7,493-98.0% | $594-74.5% |