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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,020 | $135,905+14.8% | $126,068+23.8% | $198,609-21.4% |
| Participation rate | 95.2% | 85.6%+9.6pp | 84.7%+10.5pp | 82.4%+12.9pp |
| Annual return | 14.24% | 14.07%+0.2pp | 15.01%-0.8pp | 202.70%-188.5pp |
| Employer contribution / active EE | $0 | $4,245-100.0% | $3,968-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $5,245 | $8,523-38.5% | $8,214-36.1% | $6,977-24.8% |
| Admin fee / account holder | $28,723 | $21,036+36.5% | $18,264+57.3% | $19,030+50.9% |