| Provider | Service type | Compensation |
|---|---|---|
FID INV INST OPS CO5+ years Filed as: FID INVSMNTS INST OPRTNS CO, INC. Service code 37 · EIN 04-2647786 | Loan Processing | $22,791 |
STRATEGIC ADVISORS, INC.5+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $21,655 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,268 | $104,336-4.9% | $159,495-37.8% | $86,828+14.3% |
| Participation rate | 40.7% | 77.7%-37.1pp | 82.8%-42.2pp | 72.3%-31.6pp |
| Annual return | 15.55% | 26.32%-10.8pp | 263.72%-248.2pp | 97.95%-82.4pp |
| Employer contribution / active EE | $0 | $3,451-100.0% | $4,831-100.0% | $2,406-100.0% |
| Participant deferral / active EE | $3,658 | $6,837-46.5% | $7,354-50.3% | $4,132-11.5% |
| Admin fee / account holder | $138 | $172-19.6% | $10,804-98.7% | $170-18.4% |