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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,344 | $234,190-89.6% | $180,320-86.5% | $198,609-87.7% |
| Participation rate | 75.0% | 77.1%-2.1pp | 71.5%+3.5pp | 82.4%-7.4pp |
| Annual return | 18.72% | 1057.44%-1038.7pp | 778.54%-759.8pp | 202.70%-184.0pp |
| Employer contribution / active EE | $2,877 | $5,258-45.3% | $4,108-30.0% | $5,055-43.1% |
| Participant deferral / active EE | $2,877 | $4,988-42.3% | $4,304-33.2% | $6,977-58.8% |
| Admin fee / account holder | $417 | $12,558-96.7% | $10,000-95.8% | $19,030-97.8% |