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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,617 | $176,786-73.1% | $146,643-67.5% | $167,536-71.6% |
| Participation rate | 50.0% | 83.6%-33.6pp | 80.1%-30.1pp | 82.1%-32.1pp |
| Annual return | 16.81% | 24.04%-7.2pp | 22.75%-5.9pp | 478.82%-462.0pp |
| Employer contribution / active EE | $8,100 | $5,161+56.9% | $4,137+95.8% | $4,839+67.4% |
| Participant deferral / active EE | $8,100 | $6,440+25.8% | $5,506+47.1% | $6,342+27.7% |
| Admin fee / account holder | $119 | $13,262-99.1% | $10,280-98.8% | $12,315-99.0% |