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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,797 | $217,432-36.6% | $185,849-25.9% | $167,536-17.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 21.53% | 148.42%-126.9pp | 122.10%-100.6pp | 478.82%-457.3pp |
| Employer contribution / active EE | $8,994 | $5,875+53.1% | $5,169+74.0% | $4,839+85.9% |
| Participant deferral / active EE | $16,714 | $6,357+162.9% | $5,569+200.1% | $6,342+163.5% |
| Admin fee / account holder | $1,452 | $19,818-92.7% | $16,244-91.1% | $12,315-88.2% |