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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,005 | $142,392+32.7% | $119,622+58.0% | $134,532+40.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -13.16% | -12.46%-0.7pp | -14.98%+1.8pp | 418.27%-431.4pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $20,300 | $6,467+213.9% | $5,601+262.5% | $6,401+217.1% |
| Admin fee / account holder | $440 | $13,593-96.8% | $10,328-95.7% | $11,429-96.1% |