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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,504 | $110,303-29.7% | $95,759-19.1% | $139,487-44.4% |
| Participation rate | 40.0% | 75.7%-35.7pp | 72.3%-32.3pp | 80.3%-40.3pp |
| Annual return | 16.64% | 27.19%-10.6pp | 28.42%-11.8pp | 373.84%-357.2pp |
| Employer contribution / active EE | $1,999 | $3,261-38.7% | $2,836-29.5% | $4,755-57.9% |
| Participant deferral / active EE | $1,999 | $4,674-57.2% | $4,244-52.9% | $6,713-70.2% |
| Admin fee / account holder | $1,358 | $6,615-79.5% | $5,678-76.1% | $11,407-88.1% |