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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,123 | $209,422-80.8% | $178,503-77.5% | $158,982-74.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 17.81% | 188.81%-171.0pp | 151.12%-133.3pp | 302.99%-285.2pp |
| Employer contribution / active EE | $12,012 | $5,707+110.5% | $5,011+139.7% | $4,763+152.2% |
| Participant deferral / active EE | $3,642 | $5,955-38.8% | $5,202-30.0% | $5,983-39.1% |
| Admin fee / account holder | $16,678 | $17,079-2.3% | $13,987+19.2% | $11,252+48.2% |