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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,275 | $102,663-82.2% | $86,216-78.8% | $139,466-86.9% |
| Participation rate | 33.3% | 74.5%-41.2pp | 69.0%-35.6pp | 80.3%-47.0pp |
| Annual return | 13.41% | 1924.52%-1911.1pp | 1169.42%-1156.0pp | 373.66%-360.3pp |
| Employer contribution / active EE | $548 | $3,035-81.9% | $2,382-77.0% | $4,754-88.5% |
| Participant deferral / active EE | $1,210 | $4,677-74.1% | $3,986-69.6% | $6,712-82.0% |
| Admin fee / account holder | $341 | $8,663-96.1% | $6,853-95.0% | $11,409-97.0% |