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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,846 | $111,878-81.4% | $93,727-77.8% | $145,897-85.7% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 9.39% | 204.28%-194.9pp | 133.83%-124.4pp | 552.29%-542.9pp |
| Employer contribution / active EE | $731 | $3,092-76.4% | $2,421-69.8% | $4,663-84.3% |
| Participant deferral / active EE | $1,827 | $4,920-62.9% | $4,417-58.6% | $6,689-72.7% |
| Admin fee / account holder | $1,727 | $10,256-83.2% | $8,292-79.2% | $13,390-87.1% |