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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,374 | $52,188+9.9% | $86,640-33.8% | $74,460-22.9% |
| Participation rate | 41.8% | 66.3%-24.5pp | 71.7%-29.9pp | 70.7%-28.9pp |
| Annual return | 22.45% | 44.46%-22.0pp | 592.52%-570.1pp | 34.38%-11.9pp |
| Employer contribution / active EE | $1,951 | $2,282-14.5% | $3,024-35.5% | $2,638-26.0% |
| Participant deferral / active EE | $3,147 | $3,383-7.0% | $4,438-29.1% | $4,530-30.5% |
| Admin fee / account holder | $48 | $319-84.9% | $5,616-99.1% | $348-86.2% |