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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,562 | $135,956+158.6% | $123,894+183.8% | $273,972+28.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.51% | 56.63%-50.1pp | 47.52%-41.0pp | 41.46%-34.9pp |
| Employer contribution / active EE | $17,817 | $5,170+244.6% | $4,617+285.9% | $4,869+265.9% |
| Participant deferral / active EE | $15,321 | $6,343+141.6% | $5,984+156.0% | $5,287+189.8% |
| Admin fee / account holder | $2,867 | $9,817-70.8% | $8,357-65.7% | $10,133-71.7% |