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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,672 | $209,422-69.1% | $178,503-63.8% | $158,982-59.3% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 12.69% | 188.81%-176.1pp | 151.12%-138.4pp | 302.99%-290.3pp |
| Employer contribution / active EE | $9,483 | $5,707+66.2% | $5,011+89.2% | $4,763+99.1% |
| Participant deferral / active EE | $7,009 | $5,955+17.7% | $5,202+34.7% | $5,983+17.1% |
| Admin fee / account holder | $751 | $17,079-95.6% | $13,987-94.6% | $11,252-93.3% |