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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,330 | $78,707-43.7% | $117,861-62.4% | $70,126-36.8% |
| Participation rate | 34.2% | 73.2%-39.0pp | 79.7%-45.5pp | 69.5%-35.3pp |
| Annual return | 21.22% | 23.30%-2.1pp | 335.11%-313.9pp | 73.15%-51.9pp |
| Employer contribution / active EE | $1,218 | $2,223-45.2% | $3,786-67.8% | $2,343-48.0% |
| Participant deferral / active EE | $2,070 | $3,297-37.2% | $4,482-53.8% | $3,332-37.9% |
| Admin fee / account holder | $230 | $5,066-95.5% | $8,021-97.1% | $4,645-95.0% |