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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,835 | $162,136-92.1% | $152,301-91.6% | $154,746-91.7% |
| Participation rate | 72.2% | 84.1%-11.9pp | 82.4%-10.2pp | 80.7%-8.5pp |
| Annual return | 14.09% | 91.02%-76.9pp | 80.50%-66.4pp | 172.34%-158.3pp |
| Employer contribution / active EE | $1,110 | $4,890-77.3% | $4,624-76.0% | $4,379-74.6% |
| Participant deferral / active EE | $2,833 | $8,341-66.0% | $8,004-64.6% | $6,730-57.9% |
| Admin fee / account holder | $3,048 | $15,759-80.7% | $14,398-78.8% | $14,365-78.8% |