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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,422 | $57,352-81.8% | $83,831-87.6% | $64,173-83.8% |
| Participation rate | 71.2% | 68.6%+2.5pp | 76.1%-5.0pp | 69.6%+1.6pp |
| Annual return | -5.54% | 11.38%-16.9pp | 850.99%-856.5pp | 7.63%-13.2pp |
| Employer contribution / active EE | $1,389 | $2,546-45.4% | $3,631-61.7% | $2,381-41.7% |
| Participant deferral / active EE | $2,506 | $2,993-16.3% | $4,082-38.6% | $3,470-27.8% |
| Admin fee / account holder | $3,457 | $4,046-14.6% | $5,479-36.9% | $4,887-29.3% |