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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,248 | $138,102+123.2% | $125,381+145.8% | $134,532+129.1% |
| Participation rate | 89.5% | 84.5%+5.0pp | 82.4%+7.1pp | 81.2%+8.2pp |
| Annual return | -16.47% | 750.73%-767.2pp | 572.31%-588.8pp | 418.27%-434.7pp |
| Employer contribution / active EE | $12,438 | $5,245+137.1% | $4,815+158.3% | $4,741+162.3% |
| Participant deferral / active EE | $13,030 | $7,801+67.0% | $7,448+74.9% | $6,401+103.6% |
| Admin fee / account holder | $2,007 | $11,568-82.7% | $10,007-79.9% | $11,429-82.4% |