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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,556 | $160,040+173.4% | $147,096+197.5% | $145,877+199.9% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 11.64% | 98.49%-86.9pp | 419.75%-408.1pp | 551.28%-539.6pp |
| Employer contribution / active EE | $14,162 | $5,289+167.7% | $4,936+186.9% | $4,663+203.7% |
| Participant deferral / active EE | $19,092 | $8,429+126.5% | $8,071+136.5% | $6,691+185.4% |
| Admin fee / account holder | $52,005 | $15,050+245.5% | $13,005+299.9% | $13,402+288.0% |