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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,627 | $63,346-61.1% | $92,239-73.3% | $70,124-64.9% |
| Participation rate | 80.0% | 68.7%+11.3pp | 76.5%+3.5pp | 69.5%+10.5pp |
| Annual return | 13.27% | 530.19%-516.9pp | 176.29%-163.0pp | 73.14%-59.9pp |
| Employer contribution / active EE | $922 | $2,471-62.7% | $3,680-75.0% | $2,342-60.7% |
| Participant deferral / active EE | $2,640 | $2,854-7.5% | $3,897-32.3% | $3,332-20.8% |
| Admin fee / account holder | $983 | $3,841-74.4% | $5,194-81.1% | $4,645-78.8% |