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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,950 | $85,766-41.8% | $136,298-63.4% | $70,126-28.8% |
| Participation rate | 63.6% | 74.2%-10.5pp | 81.9%-18.3pp | 69.5%-5.9pp |
| Annual return | 17.45% | 31.46%-14.0pp | 5156.27%-5138.8pp | 73.15%-55.7pp |
| Employer contribution / active EE | $1,585 | $2,966-46.6% | $4,696-66.2% | $2,343-32.3% |
| Participant deferral / active EE | $5,485 | $5,051+8.6% | $6,247-12.2% | $3,332+64.6% |
| Admin fee / account holder | $5,903 | $5,421+8.9% | $9,244-36.1% | $4,645+27.1% |