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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,701 | $175,231-58.5% | $149,696-51.4% | $139,466-47.9% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 18.39% | 166.77%-148.4pp | 134.46%-116.1pp | 373.66%-355.3pp |
| Employer contribution / active EE | $1,921 | $5,478-64.9% | $4,821-60.1% | $4,754-59.6% |
| Participant deferral / active EE | $12,937 | $6,521+98.4% | $5,682+127.7% | $6,712+92.7% |
| Admin fee / account holder | $1,639 | $16,155-89.9% | $13,212-87.6% | $11,409-85.6% |