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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,967 | $106,280-5.0% | $96,538+4.6% | $139,487-27.6% |
| Participation rate | 95.8% | 77.8%+18.0pp | 74.3%+21.5pp | 80.3%+15.5pp |
| Annual return | 17.37% | 38.48%-21.1pp | 35.74%-18.4pp | 373.84%-356.5pp |
| Employer contribution / active EE | $12,394 | $4,107+201.8% | $3,740+231.4% | $4,755+160.7% |
| Participant deferral / active EE | $3,623 | $5,457-33.6% | $4,880-25.8% | $6,713-46.0% |
| Admin fee / account holder | $3,099 | $7,888-60.7% | $6,737-54.0% | $11,407-72.8% |