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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,664 | $175,231+1.4% | $149,696+18.7% | $139,466+27.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.19% | 166.77%-149.6pp | 134.46%-117.3pp | 373.66%-356.5pp |
| Employer contribution / active EE | $7,288 | $5,478+33.0% | $4,821+51.2% | $4,754+53.3% |
| Participant deferral / active EE | $7,321 | $6,521+12.3% | $5,682+28.8% | $6,712+9.1% |
| Admin fee / account holder | $1,337 | $16,155-91.7% | $13,212-89.9% | $11,409-88.3% |