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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,401 | $202,342-16.3% | $172,752-1.9% | $152,897+10.8% |
| Participation rate | 63.2% | 87.1%-23.9pp | 82.6%-19.5pp | 82.5%-19.3pp |
| Annual return | 34.91% | 1029.83%-994.9pp | 802.97%-768.1pp | 345.43%-310.5pp |
| Employer contribution / active EE | $5,302 | $5,858-9.5% | $5,144+3.1% | $4,764+11.3% |
| Participant deferral / active EE | $4,506 | $5,948-24.2% | $5,198-13.3% | $5,851-23.0% |
| Admin fee / account holder | $296 | $17,111-98.3% | $13,955-97.9% | $11,599-97.5% |