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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,885 | $202,342-25.4% | $172,752-12.7% | $152,897-1.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.34% | 1029.83%-1007.5pp | 802.97%-780.6pp | 345.43%-323.1pp |
| Employer contribution / active EE | $2,895 | $5,858-50.6% | $5,144-43.7% | $4,764-39.2% |
| Participant deferral / active EE | $8,567 | $5,948+44.0% | $5,198+64.8% | $5,851+46.4% |
| Admin fee / account holder | $537 | $17,111-96.9% | $13,955-96.2% | $11,599-95.4% |