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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,913 | $150,447-56.2% | $136,298-51.6% | $147,586-55.3% |
| Participation rate | 72.7% | 84.4%-11.7pp | 81.9%-9.2pp | 82.8%-10.1pp |
| Annual return | 20.42% | 1049.15%-1028.7pp | 5156.27%-5135.8pp | 578.59%-558.2pp |
| Employer contribution / active EE | $1,225 | $5,256-76.7% | $4,696-73.9% | $4,876-74.9% |
| Participant deferral / active EE | $3,066 | $6,631-53.8% | $6,247-50.9% | $5,439-43.6% |
| Admin fee / account holder | $3,181 | $10,906-70.8% | $9,244-65.6% | $10,886-70.8% |