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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,800 | $185,883-31.8% | $170,043-25.4% | $139,466-9.1% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 15.61% | 60.54%-44.9pp | 53.40%-37.8pp | 373.66%-358.1pp |
| Employer contribution / active EE | $2,766 | $7,596-63.6% | $6,790-59.3% | $4,754-41.8% |
| Participant deferral / active EE | $6,048 | $11,626-48.0% | $10,410-41.9% | $6,712-9.9% |
| Admin fee / account holder | $502 | $15,393-96.7% | $12,824-96.1% | $11,409-95.6% |